Get Minibus Insurance At The Best Price

If you own a minibus then you’ll know that one of the biggest expenses aside from fuel, is insurance.

Having insurance is a must to be able to drive your minibus legally so you have no option but to get it. However there are steps you can take in order to cut the cost of minibus insurance down. Below are some great ways to lower the cost of minibus insurance

Lower cover options

One of the simplest ways to lower the cost of your insurance is to simply get a basic third party policy. This provides minimal protection for your own vehicle but it will allow you to drive your vehicle legally and is the cheapest type of insurance you can get.

Increase excess

The excess is what you would pay towards a claim if you had to make one. By increasing your excess, you can lower your premium considerably.

Get a limited mileage policy

A limited mileage policy is great if you only use your minibus for specific purposes and are certain you can say below the number of miles agreed by you and your insurance provider.

Get a charity minibus policy

If you drive your minibus for charitable purposes then you can get a charity minibus insurance policy, which is considerably cheaper. You simply have to provide the correct documents to prove that you do in fact drive your business for non-profit purposes.

Park securely

Parking your minibus securely when not in use is an excellent way to cut down the cost of minibus insurance. A locked garage is the ideal but even having a driveway where you can park it is preferable to parking on the street.

Pay upfront

Paying for the entire year of your policy at the start might not seem like a great way to save money since you’ll be spending considerably more. However when you do this you can negotiate a lower overall rate with insurance providers.

Get a lot of quotes

One of the most reliable ways to save money on minibus insurance is to get quotes from as many providers as possible. The internet has made this a much simpler process than it used to be.